AAMI reframes luck and unpredictability in new ‘Because Australia’ campaign via Leo Australia

For every win, there’s a wobble – and luck, like everything else, rarely arrives evenly distributed.

AAMI has launched the latest chapter of its ‘Because Australia’ brand platform, tapping into a distinctly local truth: for every win, there’s a wobble – and luck, like everything else, rarely arrives evenly distributed.

Created by Leo Australia, the new national campaign reframes Australia’s long-running “lucky country” mythology with a knowing wink, positioning unpredictability as part of everyday life – and insurance as the steadying force when fortune turns.

The multichannel campaign centres on a hero film that moves between moments of good fortune and misfortune, presenting luck as a kind of national yin-and-yang. As one person’s day peaks, another’s inevitably dips – a narrative device that anchors AAMI’s role in smoothing the landing when things go sideways.

Turning national mythology into brand relevance

The film’s narrator sums it up succinctly: “While you’re having a rippa, someone else is having a shocka. Yeah, it’s all connected. And you never know which end of the stick you’re going to get.”

For AAMI, the creative builds emotional resonance by leaning into recognisable Australian moments – small wins, sudden setbacks and the quiet understanding that control is often an illusion.

Mim Haysom, EGM Brand and Customer Experience at Suncorp Group, said the campaign reflects how Australians actually experience life.

“AAMI recognises life can be unpredictable – from the lucky everyday moments of quintessential Aussie life to the unlucky times when our customers need us the most; AAMI is there to support and make it easier,” Haysom said.

“There’s no insurance brand in Australia better placed to reflect the unique realities of Australians’ lived experiences. That’s something this campaign does so well, whilst reinforcing our enduring brand line ‘Lucky you’re with AAMI’ and strengthening our position as Australia’s national insurer.”

A tall tale, told straight

From a creative standpoint, Leo Australia leaned into what it describes as “straight-up Aussie pseudo-science” – the idea that luck is finite, shared and quietly redistributed at random.

Tim Woolford, Executive Creative Director at Leo Australia, said the concept allowed the agency to extend the platform without losing its cultural grounding.

“We love the way this new campaign builds on the idea of the lucky country with a new twist – because who doesn’t love a bit of straight-up Aussie pseudo-science?” Woolford said.

“The idea that there’s only a finite amount of luck to go around is the kind of tall tale you hear around a campfire, so working with Australian actor David Field to be that whimsical narrator was a real highlight.”

The result is a campaign that feels less like a lecture about insurance and more like a shared observation – one that invites viewers to recognise themselves before the brand steps in.

Media, led by OMD Australia, will roll out nationally throughout the year across television, online video, out-of-home, social, cinema, digital, radio and in-stadium placements.

The scale and duration signal that this isn’t a short-term creative burst, but a sustained investment in reinforcing AAMI’s brand role, less about reacting to mishaps, more about normalising uncertainty as part of Australian life.

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